What do mortgage brokers in Barcelona offer?

Our mortgage brokers in Barcelona help expats find and apply for home loans in Spain, compare rates from multiple banks, and guide you through documentation and eligibility. Many specialise in non-resident and expat financing.

How much do mortgage brokers charge in Barcelona?

Many brokers are paid by the bank (no direct fee to you); others charge a fee or combination. Fees, if any, are explained upfront. Check each profile for how they are remunerated and what's included.

Do the brokers speak English?

Yes, all mortgage brokers listed on Locallista speak English and often other languages. Language abilities are clearly displayed on each profile.

Can expats get a mortgage in Spain?

Yes. Spanish banks offer mortgages to residents and often to non-residents; terms and LTV vary. A broker can explain options for your situation (income, nationality, property type) and help you prepare a strong application.

where expats get local

Barcelona's best mortgage brokers, trusted by expats like you

Need help finding a mortgage broker who speaks your language and is recommended by other expats?

1000+ reviews collected
9.8 Average rating
#1 platform for expats to find top service providers

Free access in minutes

If you moved to Spain from another country (or moving soon), the directory is free for you!

1000+ reviews collected
9.8 Average rating
#1 platform for expats to find top service providers

10
Afinance

Remote / online
- English
- Spanish
- Catalan
10
Jordi

Barcelona
- English
- Spanish
- Catalan
Unlock access to see all professionals

Find your broker now

Loved by expats

10

Jimena

Barcelona on Jul-2025

Initial Review

Service: Mortgage acquisition support and consultation during remote coordination

I was abroad for part of the process, so coordinating calls was complicated, but they were always aware of the time difference and made it work with my remote situation. The service is expensive, but it was worth it because I did get the mortgage and I don’t think I would have gotten it on my own or with the same conditions. Their professionalism was very, very good and I always felt they had a lot of availability. I’m very satisfied and happy with the result.

10

Courtesy

10

Punctuality

10

Communication

9

Price

10

Quality

10

Ben

Barcelona on Jun-2025

Initial Review

Service: Provided comprehensive real estate and mortgage brokerage services

I used Jordi and his company to buy a house last year. He acted as my agent from start to finish - viewing and appraising multiple properties with me, explaining everything clearly, negotiating the price and contracts, managing the exchange and sorting the mortgage. I trusted him a lot, he was thorough, gave solid analysis on the investment, and was always available on WhatsApp with great English, which made a process in another language feel very smooth. He charges a fixed fee rather than commission and for what you get it felt very good value, especially since he negotiated more off the price than his own fee.

10

Courtesy

10

Punctuality

10

Communication

9

Price

10

Quality

Join the community

Mortgage Brokers in Barcelona: costs, languages & what to check

Locallista lists 2 hand-vetted English-speaking mortgage brokers in Barcelona, rated 10.0/10 on average across verified expat reviews. Every provider serves customers in English, working across neighbourhoods like Eixample, Gràcia and Sant Martí. In Barcelona, monthly self-employed (autónomo) accounting typically runs €50–€120 (2026). Compare profiles and reviews, then contact a mortgage broker directly — no language barrier.

Vetted providers: 2 English-speaking mortgage brokers in Barcelona, rated 10.0/10 on average.
Languages spoken: English, Spanish and Catalan.
Where they work: Barcelona and surrounding areas, including Eixample, Gràcia and Sant Martí.
Typical price: Monthly self-employed (autónomo) accounting typically runs €50–€120 (2026); final cost varies by provider and job.
Before you hire: confirm whether quarterly tax filings (IVA/IRPF or IVA/IRS) are included in the monthly fee.
Paperwork tip: in Spain, ask for a factura with IVA (21% VAT) so the work is documented and guaranteed.

Last updated June 21, 2026 · Reviewed by the Locallista Barcelona team

Frequently Asked Questions

Our mortgage brokers in Barcelona help expats find and apply for home loans in Spain, compare rates from multiple banks, and guide you through documentation and eligibility. Many specialise in non-resident and expat financing.
Many brokers are paid by the bank (no direct fee to you); others charge a fee or combination. Fees, if any, are explained upfront. Check each profile for how they are remunerated and what's included.
Yes, all mortgage brokers listed on Locallista speak English and often other languages. Language abilities are clearly displayed on each profile.
Yes. Spanish banks offer mortgages to residents and often to non-residents; terms and LTV vary. A broker can explain options for your situation (income, nationality, property type) and help you prepare a strong application.

Get started for FREE