where expats get local

Lisbon's best mortgage brokers, trusted by expats like you

Need help finding a mortgage broker who speaks your language and is recommended by other expats?

  • 1000+ reviews collected
  • 9.8 Average rating
  • #1 platform for expats to find top service providers

Free access in minutes

If you moved to Portugal from another country (or moving soon), the directory is free for you!

  • 1000+ reviews collected
  • 9.8 Average rating
  • #1 platform for expats to find top service providers

Loved by expats

10
Eitan
Alcabidexe on Aug-2024
Initial Review
Service: Mara helped me getting a mortgage deal to purchase my property
Navigating the real estate market in a new country was daunting, but Mara made it seamless. She was incredibly responsive and managed every detail over WhatsApp and emails, securing a great mortgage deal for me. As someone unfamiliar with the local language and bureaucracy, I found her reliability and local banking connections invaluable.
10
Courtesy
10
Punctuality
10
Communication
10
Quality
10
Jessica
Fernão Ferro on Feb-2025
Initial Review
Service: Mortgage brokerage for home purchase
I hired Amandine to buy my house, and since I used to live in France and didn’t know how things work in Portugal, she helped me with everything. I found a house that was in construction and the process lasted about two years, and she was with me all time long, helping me find a bank, get financing, and handle all the documentation needed to buy. She speaks French and Portuguese, and whenever I needed to talk to her she was available and really knowledgeable. Without that service I would probably never have bought that house, and the price was great.
10
Courtesy
10
Punctuality
10
Communication
10
Price
10
Quality
10
Marina
Lisbon on Aug-2025
Initial Review
Service: Assisted with finding and managing a mortgage deal
I was referred by a friend and Tiago is helping me with a mortgage. He found me a good mortgage deal and managed everything, the application was super simple, and as an expat that really helped because dealing with banks takes time. He personalized things to my situation, super helpful with all my questions and requests, very accommodating, and we’re now in the final details. There was no fee for me since the bank pays him, so it felt perfect.
10
Courtesy
10
Punctuality
10
Communication
10
Quality
10
Jacques
Sintra on Jul-2024
Initial Review
Service: Real estate consultancy and due to a real estate loan
Diogo, da Valor Desejado Lda, tem sido o meu consultor imobiliário de confiança e já trabalhei com ele mais de três vezes. Desta vez, precisei dos seus serviços para obter um crédito imobiliário e fiquei realmente impressionado com a eficiência do processo. Diogo lidou com todos os aspectos pertinentes ao crédito de forma rápida e profissional, permitindo-me vender minha casa antiga e comprar uma nova em apenas 60 dias - um verdadeiro recorde! Ele é extremamente prestável e competente; recomendo-o vivamente a quem precisar de consultoria imobiliária ou assistência com créditos.
10
Courtesy
10
Punctuality
10
Communication
10
Quality
10
Zoe
Cascais on Jul-2024
Initial Review
Service: Personal and business finance
It's refreshing to find someone who truly delivers on their promises. Shauna has helped us with both personal and business finance, always informing us ahead of time if issues arose. I've already recommended her to everyone I know, both locally and abroad.
10
Courtesy
10
Punctuality
10
Communication
10
Quality
10
Margarida
Lisbon on Dec-2025
Initial Review
Service: Consultation on housing credit conditions and process
I spoke to Sofia because of a housing credit, to understand the conditions and how the whole process works. She was very explicit, understood everything I needed, and explained everything I asked for. Communication was very good and everything was handled clearly from start to finish. I don’t have anything to add, it was all handled the way I hoped.
10
Courtesy
10
Punctuality
10
Communication
10
Price
10
Quality

Mortgage Brokers in Lisbon: costs, languages & what to check

Locallista lists 6 hand-vetted English-speaking mortgage brokers in Lisbon, rated 9.8/10 on average across verified expat reviews. Every provider serves customers in English, working across neighbourhoods like Baixa-Chiado, Alfama and Avenidas Novas. In Lisbon, monthly self-employed (autónomo) accounting typically runs €50–€120 (2026). Compare profiles and reviews, then contact a mortgage broker directly — no language barrier.

  • Vetted providers: 6 English-speaking mortgage brokers in Lisbon, rated 9.8/10 on average.
  • Languages spoken: English, Portuguese, Spanish and French.
  • Where they work: Lisbon and surrounding areas, including Baixa-Chiado, Alfama and Avenidas Novas.
  • Typical price: Monthly self-employed (autónomo) accounting typically runs €50–€120 (2026); final cost varies by provider and job.
  • Before you hire: confirm whether quarterly tax filings (IVA/IRPF or IVA/IRS) are included in the monthly fee.
  • Paperwork tip: in Portugal, ask for a recibo verde / fatura with IVA (23% VAT) so the work is documented and guaranteed.

Frequently Asked Questions

  • Our mortgage brokers in Lisbon help expats find and apply for home loans in Portugal, compare rates from multiple banks, and guide you through documentation and eligibility. Many specialise in non-resident and expat financing.

  • Many brokers are paid by the bank (no direct fee to you); others charge a fee or combination. Fees, if any, are explained upfront. Check each profile for how they are remunerated and what’s included.

  • Yes, all mortgage brokers listed on Locallista speak English and often other languages. Language abilities are clearly displayed on each profile.

  • Yes. Portuguese banks offer mortgages to residents and often to non-residents; terms and LTV vary. A broker can explain options for your situation (income, nationality, property type) and help you prepare a strong application.